Financial solutions built around you
Personal, property, business & education loans with simple application, competitive rates and flexible repayment options.
*Subject to eligibility, documentation, lender approval and applicable terms.
Four ways to fund what's next
Whatever you're financing — a purchase, a property, your business or your education — SRIT CAPITAL matches you with a loan structure built for it.
Personal Loan
- Minimum salary ₹12,000/month
- No salary slip required*
- Flexible repayment
- Maximum tenure: 60 months
- Competitive interest rates
- Quick application
Property / Home Loan
- Property/home financing
- Flexible repayment options
- Tenure up to 15 years*
- Competitive rates
- Customized loan solutions
Business Loan
- Business financing
- Working capital support
- Flexible repayment
- Maximum tenure: 60 months*
- Competitive rates
Education Loan
- Education financing
- No collateral required*
- Fund up to ₹50 Lakhs*
- Pay full EMI after course
- Flexible repayment structure
Why choose SRIT CAPITAL?
A straightforward loan experience, from first enquiry to disbursement.
Transparent process
Every step of your loan enquiry is explained clearly, with no hidden steps.
Competitive rates
Profile-based interest rates designed to stay competitive for your situation.
Personalized assistance
A loan advisor guides you through documentation and next steps.
Multiple loan solutions
Personal, property, business and education loans, all in one place.
Simple online application
Complete your enquiry in a few minutes from your phone or laptop.
Flexible tenure options
Repayment periods structured around what actually fits your budget.
Personal loan from SRIT CAPITAL
A straightforward personal loan for salaried individuals, built with fewer paperwork hurdles.
Eligibility subject to lender criteria and verification.
Home & property loan solutions
Financing designed around the property you're buying, building or leveraging.
Business loan solutions
Working capital and expansion financing to help eligible businesses move forward.
Education loan — invest in your future
Funding built for students and families, with repayment structured around your course rather than against it.
No collateral required*
Fund up to ₹50 Lakhs* without property or security.
Competitive interest rates
Profile-based competitive rates with transparent fee structure and zero hidden charges.
Higher chances of approval
We evaluate academic potential along with your profile and eligibility — not just CIBIL.
Relatives as co-applicants
Eligible relatives may be considered as co-applicants, subject to lender policies.
Pay full EMI after course
Reduce the financial burden during your studies with repayment options that can be structured after the course, subject to lender terms.
Job-linked repayment support
Eligible students may have repayment options designed around their post-course employment, subject to applicable program and lender terms.
Refer & get better loan benefits
Refer your friends or family and unlock potential benefits such as preferential offers or lower interest rates, subject to eligibility and applicable terms.
EMI calculator
Estimate your monthly repayment before you apply. Enter a rate that applies to your profile to see how it changes your EMI.
Enter a rate to see an estimate — SRIT CAPITAL does not set a fixed rate here.
This calculator provides an illustrative estimate using the standard reducing-balance EMI formula. It is not a loan offer. Your actual interest rate, tenure, fees and eligibility are determined by the lender based on your profile and documentation.
Interest
How it works
From application to disbursement, here's what to expect.
Apply online
Fill our form in less than 2 minutes.
KYC process
Our education loan expert will assist you through the KYC process.
Get loan approval
Receive customized loan offers based on your profile and eligibility.
College fee payment
Approved loan amounts can be disbursed toward eligible college fees according to lender terms and documentation.
Fast disbursement after approval and completion of required documentation.
Eligibility criteria
We believe in making quality education accessible to deserving candidates.
Indian citizenship
Valid proof of Indian citizenship with proper identification documents.
College admission
You can apply after receiving/allotment of admission to an eligible institution, subject to lender approval.
Indian institution
Any recognized Indian medical college or other eligible recognized institution, depending on the applicable loan program.
No collateral required*
Eligible applicants may qualify for collateral-free education financing, subject to applicable lender/program limits.
Academic background
Previous academic records and the selected degree/program may influence loan amount and interest rate.
Ready to check?
Start your application and our team will confirm your exact eligibility during the KYC process.
Our team
Real people to guide you through your loan journey.
Loan Advisor
Personalized assistance for your loan journey.
Education Loan Expert
Guidance for students and parents.
Business Loan Advisor
Solutions for eligible businesses.
For education loans: collateral-free education financing, repayment-after-course options, co-applicant eligibility and employment-related support are subject to the applicable lender/program terms and eligibility criteria.